Welcome to Net Pay Advance

Your approved funds are ready!

You're now in control. Manage your loan with our 24/7/365 customer portal.

Required Next Steps by Account Type

Follow these steps to ensure your account is fully activated and ready for use.

Line of Credit / Flex Loan

Line of Credit / Flex Loan

Make a Draw

Confirm Bank Account

View Payment Dates

Payday Loan / Installment Loan

Payday Loan / Installment Loan

View Payment Date(s)

Manage Your Account

Change Payment Methods

Posting a payment or other account activities may not be available until 3 days after your loan has been opened.

Our Customer Portal Allows You To:

The Benefits of Net Pay Advance

We’ve helped good people keep moving forward financially since 2007. We want to partner with you, too. That’s why we
offer funds to help cover unavoidable expenses, clear terms, and payments that allow you greater freedom.

3 MILLION

Loans Funded

2.4 MILLION

Customers

8,000+ 5 STAR

Trustpilot Reviews

9 STATES SERVED

Fully Licensed in Each

Employee at the Net Pay Advance call center responding to a customer via text chat.

We’re Here To Help With Your Account

Please let us know if you have any questions or concerns about your loan including options if you are unable to make scheduled payments in full. We can work together to reduce stress and limit collections communications.

Frequently Asked Questions

Approvals and the amount offered to customers will vary based on the information you provided with your application and other factors. Generally, customers who accept our first loan offer and meet all repayment terms can apply for another loan and anticipate a larger offer if approved. 

New customers may be eligible for same day funding if their approval, offer acceptance, and direction of funds (for line of credit or Flex Loan customers) to a participating debit card are done Monday-Friday (excluding holidays) before 7:30PM (CT). Funds are otherwise released to bank accounts or debit cards the next business morning. Timing for transfers and/or access to funds may also be affected by eligibility, bank restrictions, system limitations, and timing including weekends and bank holidays.

Your account is pre-configured for funds to go to and payments to come from the bank account you provided with your application (either on our site or from a lead provider). You can change those settings, including adding a debit card for potentially faster funding, from inside the customer portal as soon as three business days after your loan is approved. Need help sooner? Our customer support team can help.

Yes. The best thing you can do is to let us know as soon as you have even slight concerns about your payments or due dates. As a financial partner, we can offer most customers payment options, including giving you more time and/or breaking up your payments so they are easier to manage. Otherwise, you could incur added costs and fees or risk your account going into collections.

See all FAQs